Terms and Conditions



Terms and conditions

As follows below are important points that you need to learn more about the service we provide. We request which you browse these stipulations before using us to ensure you are fulfilled by the service we are able to give you. We request that you do not use our service if, after reading our terms and conditions, you do not concur with the content then. If our site is used by you then you will end up accepting our terms and conditions and agree to abide by them, along with this you will also be consenting to work with the service provided for lawful purposes.



1. 1.1.

Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register. Licenced by the Information Commissioners Office, (registration number ZA182667).


(referred to herein as the 'Firm???, 'we???, 'us??? And ' our???). The term ' You refers to the users and viewers of our Websites.


1.2. Please read these Terms of Use carefully before using our Websites.


1.3. Through the use of our Websites, you indicate that you accept these Terms of Use and which you agree to be bound by them. Should you do not agree to these Terms of Use, please do not use our Websites.



2. About Us

2.1. The Organization is a service business carrying out the business of credit brokerage in the United Kingdom. The Firm does not make loans or credit decisions.


2.2. We're filed together with the Information Commissioner's Office in conformity together with the Data Protection Act of 1998.



3. Services 3.1.

3.2. The Firm will not guarantee that completing an Application Form will bring about you receiving a loan offer. Your request is not an expression of your interest in products that are such although an application for credit from a specific lender or lenders. Individual lenders may require you to complete their very own application procedure and therefore are solely accountable for deciding whether and on what terms to lend to you personally. Any examples of loan periods on our web site are for illustrative purposes only.


3.3. The Firm doesn't charge you any fees for the provision of the Services. We shall be entitled to charge a fee for all those services, if we provide services apart from the Services. The Company is going to generally be given a brokerage fee from its Advertising Partners for the provision of the Services.


3.4. The Organization isn't a party to any contract made between you as well as the Advertising Partners for loans. All rights and duties underneath the conditions of the contract for a loan are exclusively between you and the lender that is relevant.


4. Credit checks on conclusion of an application form



4.1. You authorise the Enterprise to transmit your Application Form to our Advertising Partners, by completing the Application Form.


4.2.

4.3. By submitting the Application Form you acknowledge that we will acquire and transfer your own personal information to our Advertising Partners for the provision of the Services and also you consent to our acquisition, control and processing/transport of your own personal information in accordance with the conditions of our Privacy Policy (see also section 8 below 'Privacy').


4.4. We represent them or tend not to act for the Advertising Partners.



5. Accessing Our Website

5.1. Accessibility to our Websites is allowed briefly, and we reserve the right to remove or amend the service we provide on our Websites without notice (see below). If for just about any reason our Websites is unavailable at any moment or for just about any interval, we WOn't be liable.


5.2. We may restrict access to the entirety of our Websites, or some elements of our Websites, to users who've registered with us.


5.3. If you choose, or you are provided with, a user id code, every other bit of information as section of our security procedures or password, you got to treat such information as secret, and also you mustn't reveal it to any third party. We have the right to disable any user identification code or password, allocated by us, at any moment, if in our view you have failed to comply which have the provisions of those Terms of Use or whether picked by you.


5.4. You are liable for making all arrangements necessary for you to have entry to our Websites. You happen to be also in charge of ensuring they comply with them, and that all persons who obtain our Websites by your internet connection know of those terms.



6. Intellectual Property

6.1. Our Sites, the content, any materials downloaded, and all intellectual property pertaining to or included on our Websites (including but not limited to copyrights, patents, database rights, graphics, designs, text, symbols, trade dress, trademarks and service marks, (jointly 'the Content') are owned by the Organization or other third parties and all rights, title and interest therein shall remain the property of the Company and/or such third parties.


6.2. Logos, logos, images, etc. are the property of the Company unless otherwise noted and may not be reproduced, used, linked, disseminated, etc. without the Business 's prior express written approval.


6.3. You are authorised completely to view and retain a copy of the pages of our Websites to your own personal private, noncommercial use. You may even view and make copies of images, pages, important records or other contents on our Websites of transacting business with the Business with the aim.


6.4. You agree you will not duplicate, publish, modify, create derivative works from, participate in the transport of, post on the World Wide Web, or in almost any way distribute or exploit our Websites, or some portion of our Websites for any public or commercial use without the express written approval of the Organization.


6.5. Moreover, you agree you will not (i) remove or change any author, logo or another proprietary notice or legend shown on our Websites (or printed pages created from our Websites); and (ii) make some other changes to any documents obtained from our Websites other than in connection with completing information required to transact business with the Organization.



7. Website Security

7.1. You mustn't misuse our Websites by knowingly introducing trojans, viruses, worms, logic bombs or other substance that is harmful or malicious. You should not make an effort to achieve unauthorised entry to the server on which our Websites is stored, our Websites or any server, computer or database linked to our Websites. You mustn't assault our Websites via a denial-of-service attack or a distributed denial- .


7.2. You would commit a criminal offence under the Computer Misuse Act 1990 by breaching this provision. Such a breach will be reported by us to the law enforcement authorities that are relevant and we will work with those authorities by divulging your identity to them. In case of this kind of breach, your right to make use of our Websites will stop instantly.


7.3. We WOn't be liable for just about any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful substance that could infect your computer equipment, computer programs, information or another proprietary material due to your own use of our Websites or for your downloading of any material posted on it, or on any web site linked to it.



8. Solitude

8.1. The Business 's Privacy Policy applies to use of our Websites, and its particular conditions are made a component of the Terms of Use by this reference.


8.2. Take note that we may transfer your private information to lenders outside the European Economic Area, subject to us constantly fulfilling the legal demands for such transport as set out in the Eighth Data Protection Principle of the Data Protection Act 1998.


8.3. Also, by using our Websites, you acknowledge and agree that Internet transmissions are never completely private or secure. You realize that any message or information you send to our Websites may be read or intercepted by other people, notwithstanding the Business 's efforts to shield such transmissions.


8.4. PASSING YOUR INFORMATION TO THIRD PARTIES The information we gather utilizing your browsing pattern could be sold (or otherwise passed on) to our customers and carefully selected third parties. Although we don't disclose information that is individual to them, however simply aggregated and generalised info. You concur that selected 3rd parties may contact you via electronic means with new relevent products and services offers, by submitting an application for a payday loan. Third parties include (but not restricted to) Black and White Accident Management Ltd. We may pass your details onto 3rd parties for promotion of products and services which they believe may be of interest to you. We may also supply your information to these sectors via services/brokers.



9. Disclaimers

9.1. The Firm will not assure that our Websites or some content, document or attribute of our Websites is likely to be error-free or uninterrupted, or that any defects will be corrected or your use of our Websites will give you unique results.


9.2. The material on our Websites could include typographical errors or technical inaccuracies. Our Websites as well as their content are delivered on an 'as-is ' and ' as-accessible' basis. All information supplied on our Websites is subject to change without notice. The Organization cannot ensure that any files, documents or other information you download from our Websites will likely be free from viruses or contamination or destructive characteristics.


9.3. The Company disclaims all warranties, express or implied, including any warranties of accuracy, non-infringement, merchantability and fitness for a particular purpose.


9.4. The Firm will not ensure that entry of an Application Form will bring about you receiving an offer of a loan.


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