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Within this group, our richest individuals command a dizzying amount of wealth, defined here as total assets minus liabilities. The Racial Asset Divide The United States has a persistent racial wealth divide, the result of a multi-generational legacy of discrimination in asset building that began during slavery and has continued right up to present-day discrimination in mortgage lending. These include higher minimum wages, paid sick leave, early childhood education, universal health insurance, and guaranteed minimum incomes. Why Inequality Matters According to research across several academic disciplines, extreme inequalities of income, wealth and opportunity undermine democracy, social cohesion, economic stability, social mobility, and many other important aspects of our personal and public lives.


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