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Some transactions may be submitted in the batch without prior authorizations; these are either transactions falling under the merchant's floor limit or ones where the authorization was unsuccessful but the merchant still attempts to force the transaction through. There was a rapid growth in the number of posts in the early s but image quality was restricted by the size of files that could be posted. A chargeback is an event in which money in a merchant account is held due to a dispute relating to the transaction. Financial institutions refer to interest charged back to the original time of the transaction and up to the time a payment was made, if not in full, as a residual retail finance charge RRFC.


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